Financial Protection and Insurance

Complete Cover helps individuals, families and small business owners protect against the disastrous consequences of accidents, sickness and death by providing tailored life insurance solutions for families and businesses.

We give you the confidence to know that you are protected

Established in 1999 by Stephen Sandor as a specialist insurance advisory firm, Complete Cover has gone on to provide financial protection and insurance solutions to many satisfied customers all over Australia from its branches in Brisbane and the Gold Coast.

Complete Cover has access to hundreds of products offered by 12 life insurance companies and uses advanced technology to provide great service in a simple, quick and easy manner.
So, be it taking out mortgage protection on the purchase of new home, changing jobs and reviewing your income protection or a desire to protect the hard work put into building the value of a business, Complete Cover will be ready to help.

The services provided by Complete Cover depend entirely upon the client’s needs.

For Individuals

For individuals and couples (employed or self employed) the product range is income protection and term life insurance, total and permanent disability, trauma insurance and mortgage protection. We will consider your specific situation and recommend the appropriate structure of your life insurance portfolio, the most appropriate product to suit, and we will also make sure you get the best value for money. We will also look for the best way to minimise your premiums by maximising the tax deductibility of premiums.

When you have finished the Family Protection review process you will have the confidence in knowing that you and your family will have the best possible, and most economic, insurance solution available.

For Business Owners

Business owners usually have the same family insurance needs as employees, but with the added requirement to protect their business investment. Combining these two areas can be complicated and confusing to the business owner if it is not done in a simple and easy way.

Complete Cover prides itself on reducing the amount of non productive time a business owner spends on their business insurance solution. Complete Cover does this by creating an outsource solution where the business insurance solution is coordinated by specialist advisers. This means that the business owner can focus on their core business and be confident that the business insurance strategy is implemented.

Complete Cover has developed a number of tools to help with this process and when combined with a ‘fee for service’ advisory service, business owners will have the best and most economic business insurance solution available.

Some of the services that are accessed under the Business Protection program cover Business Succession Planning, Key Person Insurance and Business Protection Audit.

The key to the Business Protection program is limiting the time commitment by the business owner in non essential meetings and communication. Most of our clients are very busy running their business and making money. They are not really interested in the process of how we get to the end of the business insurance solution, but that it satisfies their needs and fits within a financial budget. This process can save the business owner thousands of dollars of lost time and productivity.

To speak with one of our specialist advisers contact bpp@completecover.com.au or call 1300 76 35 99.